USDA Loans


      USDA Loans

      A USDA Mortgage Loan is a zero down-payment option that is only available for certain geographic areas specified by the United States Department of Agriculture (USDA). USDA loans are designed to assist buyers with lower income. Credit score is still important as well as debt-to-income.

      Most borrowers are not familiar with USDA mortgage loans and may not be aware they are eligible. If you are considering purchasing a home in a rural area, we can help you determine if a USDA mortgage loan suits your financial goals.

      No down-payment

      Seller paid closing costs up to 4.00%

      Restrictions on income and geographic location

      USDA refinance for current USDA loans


      Benchmark Mortgage Southeast Partners | 100 Concourse Pkwy Suite 130 | Hoover AL 35244 | 205.994.6052

      @2020 Ark-La-Tex Financial Services LLC, NMLS# 2143, dba Benchmark Mortgage | NMLS Consumer Access