USDA Mortgage Loan

Valerie Springer

What is a USDA Loan?

A USDA Mortgage Loan is a zero-down payment loan that is only available to purchase homes in certain geographic areas specified by the United States Department of Agriculture (USDA). USDA loans are designed to assist buyers with low-income who are unable to qualify for a conventional mortgage loan. Credit score is still important, but low credit borrowers may still qualify. Interest rates vary by geographic region and may be lower than conventional loan interest rates.

Most borrowers are not familiar with USDA mortgage loans and may not be aware that they are eligible. If you are considering purchasing a home in a rural or suburban area we can help you determine if a USDA mortgage loan is the right loan to meet your financial goals. 

No Down Payment

Better Interest Rates

Lower Credit Borrowers May Qualify

Better Home Stability

Lower Total Cash to Close

Geographic Limitations

Ready to Buy a Home?

We Are Here to Help !

At Benchmark Mortgage you are not just a number. Our company was founded on relationships. Getting a mortgage shouldn’t cause you to worry or make you stress. We want our clients to feel confident and at ease. Your loan is created based on what is communicated with your loan officer to most accurately match you with the perfect loan for you.

Our ambition is to provide you with the best product for your unique situation.
 You can rest assured that you will receive the best mortgage available.

Your Lifetime Lender

We are dedicated to finding the right loan to help our clients best manage their mortgage needs. It is our goal to be your lifetime lender.

Relationships Matter

Our business is built on the relationships we have with our clients and our preferred partners. Meeting your mortgage needs is the #1 priority for our team.


We value the time you spend with us and the trust you put in our company to help you meet your goals. A great customer experience equals a happy customer.

Excellent Service

The pursuit of excellent customer service and completely satisfied customers is our goal. We are always working to become better, smarter and more effective for you.