Renovation Mortgage Loans

Valerie Springer

What is a Renovation Loan?

Renovation Mortgage Loans allow borrowers to purchase a home and finance remodeling or renovations costs into the mortgage. The home must be the borrower’s primary residence – not an investment property and renovations cannot be more than 50% of the home’s value. Credit requirements are similar to conventional mortgage loans. 

Renovation loans are a great option for purchasing a fixer-upper home. Contact us for more information on the renovation loan requirements to find out if this is an option that meets your renovation needs.

One Loan for Purchase and Renovation

Must Be Primary Residence

Requirements Similar to Conventional Loans

Up to 95% LTV

Ready to Buy a Home?

We Are Here to Help !

At Benchmark Mortgage you are not just a number. Our company was founded on relationships. Getting a mortgage shouldn’t cause you to worry or make you stress. We want our clients to feel confident and at ease. Your loan is created based on what is communicated with your loan officer to most accurately match you with the perfect loan for you.

Our ambition is to provide you with the best product for your unique situation.
 You can rest assured that you will receive the best mortgage available.

Your Lifetime Lender

We are dedicated to finding the right loan to help our clients best manage their mortgage needs. It is our goal to be your lifetime lender.

Relationships Matter

Our business is built on the relationships we have with our clients and our preferred partners. Meeting your mortgage needs is the #1 priority for our team.


We value the time you spend with us and the trust you put in our company to help you meet your goals. A great customer experience equals a happy customer.

Excellent Service

The pursuit of excellent customer service and completely satisfied customers is our goal. We are always working to become better, smarter and more effective for you.