FHA Loans


      FHA Loans

      FHA Mortgage Loans are in most cases a stepping stone into homeownership. They open the door to borrowers who do not  qualify for a conventional mortgage loan or are short in down-payment and closing funds.

      The Federal Housing Finance Agency has announced that the maximum FHA loan limits for mortgages increased in the southeastern United State. Current FHA loan limits for 2021 are $331,760.

      Low down-payment (3.500%)

      Higher debt-to-income (DTI) is allowed

      Lower credit/higher DTI borrowers may qualify

      No Income Limits or Restrictions on Area

      FHA housing options include detached and attached (condos if FHA approved)


      Benchmark Mortgage Southeast Partners | 100 Concourse Pkwy Suite 130 | Hoover AL 35244 | 205.994.6052

      @2020 Ark-La-Tex Financial Services LLC, NMLS# 2143, dba Benchmark Mortgage | NMLS Consumer Access