Conventional Mortgage Loans

Valerie Springer

What is a Conventional Loan?

Conventional Mortgage Loans are usually the first choice for borrowers with excellent credit. Conventional mortgage loans typically require a minimum down payment of 5% and often require mortgage insurance if the down payment is less than 20%. Conventional loans can have fixed or adjustable rates. The term is usually 15, 20 or 30 years.  

While a conventional mortgage loan may be the right choice for you, you should discuss your purchase goals and financial situation with a mortgage loan specialist to compare all loan options available to you. We will help you find the best mortgage loan option to meet your personal goals.

5% Minimum Down Payment

No PMI with 20% Down Payment

15, 20 & 30 Year Terms

Fixed or Adjustable Interest Rates

Great Choice for High Credit Score Borrowers

Ready to Buy a Home?

We Are Here to Help !

At Benchmark Mortgage you are not just a number. Our company was founded on relationships. Getting a mortgage shouldn’t cause you to worry or make you stress. We want our clients to feel confident and at ease. Your loan is created based on what is communicated with your loan officer to most accurately match you with the perfect loan for you.

Our ambition is to provide you with the best product for your unique situation.
 You can rest assured that you will receive the best mortgage available.

Your Lifetime Lender

We are dedicated to finding the right loan to help our clients best manage their mortgage needs. It is our goal to be your lifetime lender.

Relationships Matter

Our business is built on the relationships we have with our clients and our preferred partners. Meeting your mortgage needs is the #1 priority for our team.


We value the time you spend with us and the trust you put in our company to help you meet your goals. A great customer experience equals a happy customer.

Excellent Service

The pursuit of excellent customer service and completely satisfied customers is our goal. We are always working to become better, smarter and more effective for you.