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      Why Choose Benchmark

      There are so many different loan products available today it can be difficult to know which one is the best option for you. It is our mission to listen to your needs and goals and then help you navigate the mortgage loan process as quickly and easily as possible.

      We are Benchmark

      We love our jobs! Every day we have the privilege of helping people achieve their personal and financial goals. Whether they are buying their first home, upsizing, downsizing, or refinancing to save money – every client experience is a joy for us.

      I am Benchmark

      My sincerest appreciation for Benchmark Birmingham’s professionalism and leadership. I have seldom seen more dedication and drive from a company determined to show you “What Right Looks Like”. It was a pleasurable experience, and no stress. Again thank you so very much. I will pass along to my colleagues and business partners the wonderful experience I received. Semper Fidelis, RV

      Benchmark Never Quits

      The pursuit of excellent customer service and completely satisfied customers is our goal. We are always working to become better, smarter and more effective for you.

      + Loan Programs

      + Loans Closed

      + Lifetime Loans


      Satisfied Clients

      Conventional Loans

      • Requires a minimum 5.00% down- payment
      • Single premium PMI with less than 20% down-payment
      • Fixed or adjustable interest rates
      • 10 – 30 year repayment terms
      • Seller paid closing costs allowed
      • Great choice for high credit score borrowers
      • Learn more

      Veterans’ (VA) Loans

      • Generally requires no down-payment and no mortgage insurance (MI)
      • Interest rates comparable to conventional
      • Seller paid closing costs allowed
      • Life benefit and multiple VA loans are allowed
      • Learn more

      FHA Loans

      • Minimum down-payment of 3.500%
      • Lower credit scores allowed
      • Higher DTI borrowers may qualify
      • Seller paid closing costs allowed
      • Options include detached and attached
      • Learn more


      Manufactured Housing

      • Double wide or larger manufactured after June 1978
      • Must be in original location and on a permanent foundation
      • Engineer certification required
      • Titles surrendered and converted to real property
      • Seller paid closing costs allowed
      • Learn more 


      Jumbo Loans

      • Higher loan limit
      • Fixed and adjustable rates
      • No private mortgage insurance (PMI)
      • 15 and 30 year terms
      • Seller paid closing costs not to exceed 2.00%
      • Luxury and vacation homes
      • Learn more

      USDA Loans

      • No down-payment
      • Seller paid closing costs up to 4.00%
      • Restrictions on income and geographic location
      • USDA refinance for USDA loans
      • Seller paid closing costs allowed
      • Learn more

      Construction Perm

      • Excellent credit required
      • One-time closing
      • Builder must be approve
      • Interest only rates in building phase
      • 9 and 12 month construction terms
      • Learn more




      Investment Property

      • Requires 20% down-payment
      • No PMI
      • 10 – 30 year terms
      • Fixed or adjustable interest rates
      • Seller paid closing costs allowed
      • Learn more

      Refinance Loans

      • Cash-out refinance
      • Debt consolidation refinance
      • Rate and term refinance
      • Renovation refinance
      • Conventional, FHA, VA and USDA
      • Learn more

      The Better Lender

      Experience Backed by Superior Client Support

      Benchmark is one of the nation’s fastest growing mortgage companies with experienced mortgage consultants in over 80 branches nationwide.

      For 20 years, Benchmark has been setting the industry standard. We are dynamic, yet focused. We set the benchmark with our client-first commitment and core values approach as evidenced in the thousands of homeowners we have helped to achieve the dream of homeownership.

      Headquartered in Dallas, Texas, we remain dedicated to finding the right loans and creating long-term relationships with our client families.

      For Alabama, Florida, Georgia and Tennessee residents, please contact our Southeast Branch Partners at 205.994.6052.

      Let Benchmark earn your business and become your lifetime lender.

      Close on time, every time…

      At Benchmark Mortgage you are not just a number. Our company was founded on relationships. Getting a mortgage shouldn’t cause you to worry or make you stress. We want our clients to feel confident and at ease. Your loan is created based on what is communicated with your loan officer to most accurately match you with the perfect loan for you. We help you make smart choices by integrating your long and short term goals to minimize expense and to maximize your equity.

      We do it right the first time!

      We place our relationships above all other things – because relationships come first; all other things are secondary. Our business is founded on preserving and strengthening all current and future relationships, which are the backbone of our company. Every person we choose to align with is thoughtfully and strategically selected.

      Apply Today



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      Benchmark Mortgage Southeast Partners | 100 Concourse Pkwy Suite 130 | Hoover AL 35244 | 205.994.6052

      @2020 Ark-La-Tex Financial Services LLC, NMLS# 2143, dba Benchmark Mortgage | NMLS Consumer Access